Control Register

Maintain a defensible control framework aligned to your regulatory obligations.

Designed from the Santander UK Plc (FCA 2022, £108m) enforcement case
Total Controls
8
Across 2 categories
Implemented
0
0% of total
In Progress
0
0% of total
Gaps
0
0% of total
Needs Review
0
0% of total
High Priority
8
100% of total
Saved views Soon
ControlCategoryStatusPriorityOwnerLast ReviewEvidence
Cash Deposit Anomaly Monitoring
Flags when a customer pays in cash that does not fit their declared business or income, so unexplained cash can be reviewed before it disappears into the system.
Transaction MonitoringNot StartedHighUnassignedNot set6
Activity vs Expected Profile Monitoring
Compares what a customer actually does on the account with what they told you they would do at sign-up, and flags when the two no longer match.
Transaction MonitoringNot StartedHighUnassignedNot set6
Rapid Movement / Pass-Through Detection
Spots money that arrives and leaves almost immediately, where the account is being used as a channel to move funds on rather than to hold or spend them.
Transaction MonitoringNot StartedHighUnassignedNot set6
Money-Mule & Network Detection
Finds accounts being used by other people to receive and pass on dirty or stolen money, and links them together when they are part of the same ring.
Transaction MonitoringNot StartedHighUnassignedNot set6
Transaction-Monitoring Threshold Tuning
Regularly tests and adjusts monitoring rule settings so the firm catches real risk without drowning analysts in pointless alerts, with evidence for every change.
Transaction MonitoringNot StartedHighUnassignedNot set7
SAR / STR Process & Timeliness
A clear, fast route for staff to raise a suspicion, for the MLRO to decide, and for a report to reach the authorities on time without tipping off the customer.
Governance & ReportingNot StartedHighUnassignedNot set7
Board & Management Information Reporting
Regular, honest numbers and trends about financial crime risk put in front of senior leaders, so problems are seen and acted on instead of being buried.
Governance & ReportingNot StartedHighUnassignedNot set6
Alert & Case Backlog Management
Stop financial crime alerts and cases piling up unworked by tracking how old they are, fixing the cause, and stepping in fast when the queue grows.
Governance & ReportingNot StartedHighUnassignedNot set6

Showing 1 to 8 of 8 controls

This tool produces a control specification for design and discussion. It is not legal advice; validate thresholds, ownership and status against your own risk assessment and the cited sources before implementing. Your register is kept in this browser (not on a server); we only store the contact details you provide when you request an export.