Governance & Oversight

Board and senior-management ownership of financial-crime risk: the MLRO role, risk appetite, MI and the three lines of defence.

CDD / KYC

Customer due diligence across onboarding, risk rating, EDD and periodic review, proportionate and risk-based.

Transaction Monitoring

Detection scenarios, thresholds, coverage assurance, alert handling and tuning across the customer base.

Sanctions & Screening

Screening systems, calibration, list management, coverage assurance and escalation across customers and payments.

SAR / Regulatory Reporting

Internal escalation, SAR decision-making, quality and timeliness, and management information on reporting.

Training & Culture

Financial-crime training coverage, role-relevance, effectiveness testing and the wider compliance culture.