What failed, and the fix
Real FCA enforcement actions, each broken down into what went wrong and the financial crime controls that would have prevented it. Open a case to see the controls, then design them for your firm.
Theme mix (all cases)
- Money Laundering· 29
- Fraud· 15
- Sanctions Evasion· 1
- Bribery & Corruption· 2
Showing 12 of 44 cases, largest fines first
National Westminster Bank Plc
£265mFCA · 2021
Automated and manual red flags were not acted on as a commercial customer deposited around £365m, much of it in cash, far beyond its expected activity.
3 controls mapped
Deutsche Bank AG
£163mFCA · 2017
Deficient KYC and a flawed mirror-trading scheme allowed billions to be moved out of Russia through matched trades with no economic purpose.
2 controls mapped
Credit Suisse International, Credit Suisse Securities (Europe) Ltd, and Credit Suisse AG
£147mFCA · 2021
Weak financial-crime and anti-bribery controls around opaque loans connected to sovereign debt.
3 controls mapped
Santander UK Plc
£108mFCA · 2022
Inadequate monitoring let business accounts receive far more than expected, including funds linked to money laundering, with slow action on alerts.
8 controls mapped
Standard Chartered Bank
£102mFCA · 2019
Insufficient CDD and monitoring in higher-risk markets and correspondent relationships.
5 controls mapped
HSBC Bank plc
£64mFCA · 2021
Automated transaction monitoring was deficient across several business lines, with weak scenario coverage and data-quality gaps.
3 controls mapped
Barclays Bank plc
£39mFCA · 2025
Failed to identify and assess financial-crime risk with due skill, care and diligence over several years.
5 controls mapped
Commerzbank AG
£38mFCA · 2020
Long-running failure to conduct timely CDD and to fix known monitoring weaknesses despite internal warnings.
9 controls mapped
Starling Bank Limited
£29mFCA · 2024
Sanctions screening covered only a fraction of the sanctions list, and financial-crime controls did not scale with rapid customer growth.
8 controls mapped
Metro Bank plc
£17mFCA · 2024
An automated-system gap meant accounts opened from a certain date were never monitored, leaving tens of millions of transactions unscreened.
5 controls mapped
John Wood Group PLC
£13mFCA · 2026
The firm published misleading information, breaching Listing Principle 1 by failing to meet its disclosure obligations.
Santander plc
£12mFCA · 2014
The firm gave unsuitable investment advice and issued financial promotions that were not clear, fair or non-misleading.