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Terrorist Financing

Crowdfunding & Social-Media Terrorist Financing

Small-value online fundraising and crypto donations solicited via social media or crowdfunding pages, where many micro-transfers aggregate to a high-risk recipient or onward conduit. Individual amounts stay low to avoid scrutiny while the aggregate funds proscribed activity.

Firm typesE-Money Institution (EMI)Payment Institution (PI)Neobank / Digital BankCrypto Asset Service Provider
ProductsE-Money AccountsDomestic PaymentsCross-Border PaymentsCrypto Exchange
CustomersIndividualsNon-Profit / Charities
Key terms:

What it is

Small-value online fundraising and crypto donations solicited via social media or crowdfunding pages, where many micro-transfers aggregate to a high-risk recipient or onward conduit. Individual amounts stay low to avoid scrutiny while the aggregate funds proscribed activity.

Control objective

Detect aggregation of small-value online donations and crypto micro-transfers from dispersed senders into high-risk recipients linked to terrorist financing.

Data required

  • Inbound micro-transfer amounts, frequency, and unique sender count
  • Sender geographic and channel dispersion
  • Crypto deposit addresses and on-chain attribution
  • Linked social-media or crowdfunding identifiers where available
  • Recipient onward transfer destinations and timing
  • Payment reference text and campaign descriptors
  • Device and IP signals across inbound senders
  • Recipient profile, declared income, and account purpose