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Sanctions Evasion

Front Companies & Beneficial-Ownership Obfuscation

Layered shell or front companies and nominee directors used to conceal a sanctioned or designated person in control of an account or flow. Jurisdiction hopping and opaque ownership chains break the link between the visible customer and the true beneficial owner to evade sanctions screening.

Firm typesBank / Credit InstitutionE-Money Institution (EMI)Payment Institution (PI)
ProductsCross-Border PaymentsTrade FinanceFX TransfersDomestic Payments
CustomersCorporatesSMEsAgents & Intermediaries
Key terms:

What it is

Layered shell or front companies and nominee directors used to conceal a sanctioned or designated person in control of an account or flow. Jurisdiction hopping and opaque ownership chains break the link between the visible customer and the true beneficial owner to evade sanctions screening.

Control objective

Detect use of front companies, nominees, and layered ownership structures to obscure a sanctioned or designated beneficial owner and evade financial sanctions controls.

Data required

  • Beneficial ownership chain and ultimate controllers
  • Director and shareholder nominee indicators
  • Company incorporation jurisdictions and dates
  • Registered address and corporate-services-provider clustering
  • Counterparty network and connected-party links
  • Sanctions and designated-person screening results across the ownership chain
  • Recent changes to ownership, directors, or signatories
  • Transaction counterparties and originating/beneficiary geographies