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Bribery & Corruption

Bribery & Facilitation Payments

Corporate bribery and facilitation payments disguised as legitimate business spend. Common forms include inflated or fictitious consultancy and intermediary fees, round-sum payments to agents in high-risk jurisdictions, and success fees that lack commercial substance and are used to channel improper payments to officials or counterparties.

Firm typesBank / Credit InstitutionE-Money Institution (EMI)Payment Institution (PI)Wealth Manager
ProductsCross-Border PaymentsFX TransfersDomestic PaymentsTrade Finance
CustomersCorporatesSMEsAgents & IntermediariesHigh Net Worth Individuals
Key terms:

What it is

Corporate bribery and facilitation payments disguised as legitimate business spend. Common forms include inflated or fictitious consultancy and intermediary fees, round-sum payments to agents in high-risk jurisdictions, and success fees that lack commercial substance and are used to channel improper payments to officials or counterparties.

Control objective

Detect payments to intermediaries, consultants, and agents that lack commercial rationale or proportionality and may constitute bribery or facilitation payments, including those structured to obscure the ultimate recipient.

Data required

  • Payment purpose, narrative, and supporting documentation
  • Counterparty type (agent, consultant, intermediary) and registration
  • Payment jurisdiction and corruption-risk rating of recipient location
  • Contract value versus services rendered (proportionality)
  • Round-sum and success-fee payment indicators
  • Beneficial ownership of recipient consultancy or intermediary entities
  • Customer sector exposure (extractives, construction, defence, public contracts)
  • Historical payment baseline to the same counterparty