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Bribery & Corruption

PEP & Grand Corruption Proceeds

Laundering the proceeds of grand corruption through or on behalf of politically exposed persons. Funds typically move through shell company layers, nominee arrangements, family members and close associates, and are placed into high-value assets such as real estate, luxury goods, and investment portfolios to obscure illicit origin.

Firm typesBank / Credit InstitutionWealth ManagerE-Money Institution (EMI)Payment Institution (PI)
ProductsCross-Border PaymentsFX TransfersE-Money AccountsLending
CustomersPEPs & AssociatesHigh Net Worth IndividualsCorporatesIndividuals
Key terms:

What it is

Laundering the proceeds of grand corruption through or on behalf of politically exposed persons. Funds typically move through shell company layers, nominee arrangements, family members and close associates, and are placed into high-value assets such as real estate, luxury goods, and investment portfolios to obscure illicit origin.

Control objective

Identify and scrutinise funds connected to PEPs, their family members, and close associates where transaction patterns, source of wealth, or ownership structures are inconsistent with legitimate office-derived income and may represent proceeds of corruption.

Data required

  • PEP status and category (domestic, foreign, international organisation)
  • Source of wealth and source of funds documentation
  • Beneficial ownership and control structures of connected entities
  • Family member and close associate (RCA) linkages
  • Declared income and public-office tenure versus asset values
  • Cross-border payment corridors and intermediary jurisdictions
  • High-value asset purchases (real estate, luxury, securities)
  • Adverse media and sanctions screening results